a]:text-blue-mid [&>a]:no-underline [&>a]:hover:shadow-lightmode px-5 sm:px-4 font-medium”>The house: A 1,100-square-foot rowhouse in East Falls with three bedrooms and one bath built in 1945.

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After living in two expensive cities, home-buying felt impossible. Moving back to Philly changed things. | How I Bought This House
The dining room and kitchen space at Ross’ home in East Falls.Allie Ippolito / For The Inquirer

a]:text-blue-mid [&>a]:no-underline [&>a]:hover:shadow-lightmode px-5 sm:px-4 font-medium”>But after moving back to Philly in 2025, she decided it was time to see what was out there.

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The living room at Ross’ new home.
The living room at Ross’ new home.Allie Ippolito / For The Inquirer

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Ross turned one upstairs bedroom into a reading room.
Ross turned one upstairs bedroom into a reading room.Allie Ippolito / For The Inquirer

a]:text-blue-mid [&>a]:no-underline [&>a]:hover:shadow-lightmode px-5 sm:px-4 font-medium”>“I loved the front porch right away,” she said. “Also, the street … was tree-lined, people actually sit on their porches.” Because it was on the end of a stretch of homes, it shared only one wall — a rarity with rowhouses.

a]:text-blue-mid [&>a]:no-underline [&>a]:hover:shadow-lightmode px-5 sm:px-4 font-medium”>Inside, it didn’t disappoint. Though some updates had been made, the home maintained some of its original features, including the wooden staircase and the archways between rooms. What’s more, it checked nearly all of her boxes: three bedrooms, a basement, a front porch, and a sizable kitchen.

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Good kitchen space was one of the things on Ross's new-home wish list.
Good kitchen space was one of the things on Ross’s new-home wish list. Allie Ippolito / For The Inquirer

a]:text-blue-mid [&>a]:no-underline [&>a]:hover:shadow-lightmode px-5 sm:px-4 font-medium”>Over dinner that night with her parents, Ross weighed the pros and cons, deciding that, though it was a bit overbudget, the third bedroom and basement made it worth the stretch. After dinner, she called her agent, and they submitted an offer the following morning.

a]:text-blue-mid [&>a]:no-underline [&>a]:hover:shadow-lightmode px-5 sm:px-4 font-medium”>A subsequent inspection turned up a few issues — most notably, the house was outfitted with knob-and-tube wiring, a potential fire hazard — and she was able to negotiate a $4,000 sellers credit that ultimately went toward closing costs.

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The home has an original wooden staircase.
The home has an original wooden staircase. Allie Ippolito / For The Inquirer

a]:text-blue-mid [&>a]:no-underline [&>a]:hover:shadow-lightmode px-5 sm:px-4 font-medium”>A Philly first-time homebuyer program helped her lock in a 5.3% interest rate. She explored other grants and programs, too, but either didn’t qualify or found them inapplicable.

a]:text-blue-mid [&>a]:no-underline [&>a]:hover:shadow-lightmode px-5 sm:px-4 font-medium”>The move: Movers handled the big stuff, Ross’ parents helped with some fragile things, and the majority of the move was handled in a single day.

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a]:text-blue-mid [&>a]:no-underline [&>a]:hover:shadow-lightmode px-5 sm:px-4 font-medium”>“My dad, bless him, was doing the closing walk-through with the electrician [while] me and the movers were en route to the house,” Ross said.

The primary bedroom is currently gray, but she has plans to paint the house soon.
The primary bedroom is currently gray, but she has plans to paint the house soon. Allie Ippolito / For The Inquirer

a]:text-blue-mid [&>a]:no-underline [&>a]:hover:shadow-lightmode px-5 sm:px-4 font-medium”>The inspection showed that the water heater was in need of replacing, so the plumber fixed that, along with the sink. She has plans to paint soon, and because the home is bigger than her former apartment, there’s one room still in need of furniture.

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Ross was able to get the outdoor space she was looking for.
Ross was able to get the outdoor space she was looking for.Allie Ippolito / For The Inquirer

a]:text-blue-mid [&>a]:no-underline [&>a]:hover:shadow-lightmode px-5 sm:px-4 font-medium”>Did you recently buy a home in the Philadelphia area or South Jersey? Share the story of how you did it. Email Inquirer real estate reporters at properties@inquirer.com.

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